Tuesday, 30 September 2014

Cash Back program trending

What is your cashback preference? Getting discount or offer from the retailer on the street/shopping mall by the price reduction on the items you purchased? Or receiving the cash back in money form?

Recently I received lots of emails from credit card company offering cash back. 

To name a few:
  • Citibank CashBack Platinum, 
  • OCBC Titanum Mastercard, 
  • HSBC Amanah Mpower Visa Platinum Credit Card-i, 
  • Hong Leong Mach Visa, 
  • Citibank Business Platinum Visa, 
  • OCBC MasterCard Blue, 
  • Hong Leong Wise Gold, 
  • Bank Islam Gold MasterCard Card-i, 
  • Public Bank AIA Visa Gold, 
  • CIMB Cash Rebate Platinum MasterCard, 
  • RHB EVO MasterCard, 
  • RHB EVO Visa


Four factor you need to know when applying credit card are:
  • Interest Rate %
  • Balance Transfer %
  • Cashback %
  • Annual Fee
Some card offer you a flexi payment with a minimum interest rate, while some offer you a rewards for spending on Travel, Petrol and Shopping

Alternative way to get cashback.

If you are not fancy on applying multiple credit card or not entitled for credit card application,try these website that offer cashback strait from your online purchase.
  • Rebate Me Now: Newly launched site that offers cash back when you purchase online from most popular online retailer in Malaysia, including Lazada, Zalora, Say Fashion, Poplook and many more.Its worth to visit the website.
  • Quidco: Number one cash back program in UK.
  • TopCashBack: Cash back site in USA and UK

Feel free to submit the survey form below so that I can improve the info of this site.